The initial monthly loan pay too much to say and almost no interest. The principal reason is not decreased, it suspended its interest. It is best to increase the down payment and the (last?) Is a shortcut, and if the gift were zero, receive a gift from a parent. the debenture. That is the first donation of 500 million yen, down 300 million yen in 3800 to 10,000 yen to purchase the property. While the debt back, it is best to get it. If the float is 500 million yen 300 million yen in interest. If you receive a gift, a gift when compared to 300 million yen, the total amount paid is different from about 185 million yen. For this law to put it down a little bit more. To reduce some of the principal who is not me. The result is a change in the value of 800 million yen, for example simulation below.